You will not be charged interest on any purchases for the first three months. Once the 0% period ends you will be charged an annual percentage rate (APR) of 16.6% on any purchases you make.You will not be charged interest on any purchases for the first three months. Once the 0% period ends you will be charged an annual percentage rate (APR) of 16.6% on any purchases you make.You will not be charged interest on any purchases for the first three months. Once the 0% period ends you will be charged an annual percentage rate (APR) of 16.6% on any purchases you make.You will not be charged interest on any purchases for the first three months. Once the 0% period ends you will be charged an annual percentage rate (APR) of 16.6% on any purchases you make.You will not be charged interest on any purchases for the first three months. Once the 0% period ends you will be charged an annual percentage rate (APR) of 16.6% on any purchases you make.You will not be charged interest on any purchases for the first three months. Once the 0% period ends you will be charged an annual percentage rate (APR) of 16.6% on any purchases you make.You will not be charged interest on any purchases for the first three months. Once the 0% period ends you will be charged an annual percentage rate (APR) of 16.6% on any purchases you make.You will not be charged interest on any purchases for the first three months. Once the 0% period ends you will be charged an annual percentage rate (APR) of 16.6% on any purchases you make.You will not be charged interest on any purchases for the first three months. Once the 0% period ends you will be charged an annual percentage rate (APR) of 16.6% on any purchases you make.You will not be charged interest on any purchases for the first three months. Once the 0% period ends you will be charged an annual percentage rate (APR) of 16.6% on any purchases you make.You will not be charged interest on any purchases for the first three months. Once the 0% period ends you will be charged an annual percentage rate (APR) of 16.6% on any purchases you make.You will not be charged interest on any purchases for the first three months. Once the 0% period ends you will be charged an annual percentage rate (APR) of 16.6% on any purchases you make.You will not be charged interest on any purchases for the first three months. Once the 0% period ends you will be charged an annual percentage rate (APR) of 16.6% on any purchases you make.You will not be charged interest on any purchases for the first three months. You will not be charged interest on any purchases for the first three months. Once the 0% period ends you will be charged an annual percentage rate (APR) of 16.6% on any purchases you You will not be charged interest on any purchases for the first three months. Once the 0% period ends you will be charged an annual percentage rate (APR) of 16.6% on any purchases you make.e.
  • AER
  • Notice
    Period
  • Transfer
    In
  • Product Benefits
  • ISA Deals
  • 2.75%
  • Instant
  • Yes
    • Instant access to your savings
    • Option to transfer cash ISAs from other providers
    • Save from as little as £1.00
    • Access account in branch, by phone or online
    • Santander
    • Santander
      Direct ISA Issue 3
    • Proceed
  • 2.75%
  • Instant
  • Yes
    • Includes a 2.25% AER bonus for 12 months
    • Option to transfer cash ISAs from other providers
    • No penalties for withdrawals
    • Access account by phone or online
    • Alliance Leicester
    • Alliance & Leicester
      Direct ISA
    • Proceed
  • 2.50%
  • Instant
  • Yes
    • Transfer of existing ISAs allowed
    • Available to customers with a NatWest current or instant access savings account
    • Interest paid monthly
    • Access account online
  • 2.50%
  • Instant
  • Yes
    • Includes a 0.50% AER bonus for 12 months when ISA transfers made before 30/04/2010
    • Minimum investment £1
    • Interest paid monthly
    • Access account online
  • 2.25%
  • Instant
  • Yes
    • Includes a 0.50% AER bonus for 12 months when ISA transfers made before 30/04/2010
    • Transfer of existing ISAs allowed
    • Available to all
    • Access account in branch, by phone, post or online
  • 2.00%
  • Instant
  • Yes
    • Transfer of existing ISAs allowed
    • Available to customers with a NatWest current or instant access savings account
    • Interest paid monthly
    • Access account online
  • 1.75%
  • Instant
  • Yes
    • HSBC internet banking customers only
    • You must be 16 years & over to apply this account
    • Existing ISA balances can be transferred in to this account
    • Interest in accrued daily
  • 1.00%
  • Instant
  • Yes
    • Includes a 0.50% AER bonus for 12 months when ISA transfers made before 30/04/2010
    • Transfer of existing ISAs allowed
    • Available to all
    • Access account in branch, by phone, post or online
  • What is a Cash ISA?
  • Individual savings accounts (ISAs) allow people to save or invest a limited amount of money without paying taxes on the returns.
    Half of your ISA allowance can be saved in a cash ISA, the remainder, or the whole amount if you prefer, can be invested in a stocks and shares account.
    You're allowed to save up to £7,200 a year tax free and this increases to £10,200 a year from April when the new tax year begins. Anyone aged 50 or above can save that much in this tax year too.
  • How do cash ISAs work?
  • Just as with standard savings accounts, there are a range of cash ISAs available, paying different rates. Whether you want an easy access, fixed rate or notice account, be sure to compare a number of providers to find the best ISA rate possible.
  • What to watch out for
  • Some ISAs will pay a high rate for the first 12 months because they include an introductory bonus, so you should be prepared to move to find the most competitive cash ISA rates. If you do need to switch accounts, make sure you transfer the balance rather than withdrawing it - otherwise you could lose the money's tax-free status. You're allowed to move money from a cash ISA into a stocks and shares account, but not the other way around.